Actual terms, one common benchmark

Gold and Metal Buyer Offer Comparison

Enter one melt-value benchmark and up to three written offers. MeltOffer subtracts your costs and compares the resulting net dollars.

Compare written offers

BuyerGross quote ($)Your fees ($)Net proceedsEffective rate
Best entered net offer
Enter a benchmark and at least one written quote.

Nothing is saved or sent. A calculator link can place only the benchmark in the URL fragment, which stays in your browser.

Make the offers comparable

Ask every buyer to price the same identified lot, accepted net weight, purity or grade, and market-price timestamp. Record seller-paid shipping, insurance, testing, refining, handling, return, and payment charges. A larger headline quote can produce less money after deductions.

What the calculator measures

Net proceeds = written dollar quote − your entered fees. Effective rate is net proceeds ÷ melt or benchmark value. The highest net result is highlighted; MeltOffer does not infer quality, trustworthiness, timing, or the chance that a buyer changes its offer after inspection.

Start with one defensible benchmark

Calculate the lot first with the gold calculator, silver calculator, assay calculator, or mixed-metal basket. Do not compare quotes based on different weights, purities, grades, or price timestamps.

Frequently asked questions

How do I compare gold buyer offers?

Use the same verified weight, purity, and market-price timestamp to calculate one melt-value benchmark, then enter each written dollar quote and every fee. Compare net proceeds, not the headline quote.

What is the effective percentage of melt?

It is the buyer's net proceeds after entered fees divided by the same melt-value benchmark. It is a comparison result, not a promised or typical payout.

Which fees should I include?

Include seller-paid shipping, insurance, assay, refining, handling, wire, return, or other disclosed deductions. Also compare payment timing and rejected-item terms outside the calculator.

Does MeltOffer recommend a buyer?

No. MeltOffer does not rank or endorse buyers. The calculator ranks only the dollar terms you enter and keeps them in your browser.

Can I compare silver, platinum, palladium, or scrap-metal quotes?

Yes. Enter the relevant lot's melt or benchmark value and written offers in the same currency. Confirm that every buyer is pricing the same accepted material and weight.